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Be Prepared – Know Your Flood Zone and Learn More About Flood Insurance and Flood Risk

Back in 2011, the Federal Emergency Management Agency (FEMA) determined that the City of Tamarac achieved a Class 6 rating in the National Flood Insurance Program (NFIP) Community Rating System (CRS). The rating is a one to ten scale, with one being the highest score and “difficult for large, urbanized communities with high flood exposures” to achieve, and ten being for communities that are new to the program.

Of the hundreds of Florida cities, there are only 57 in total with a score of six.

A Class 6 rating means that Tamarac residents receive a 20% discount on their flood insurance premiums.

More About the Community Rating System

According to FEMA, “the Community Rating System is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum program requirements.

As a result, flood insurance premium rates are discounted to reflect the reduced flood risk resulting from the community actions meeting the three goals of the Community Rating System:

  1. Reduce flood damage to insurable property
  2. Strengthen and support the insurance aspects of the National Flood Insurance Program
  3. Encourage a comprehensive approach to floodplain management

For more information about the flood insurance program, visit FloodSmart.gov.”

Where to Learn More

You can learn more about the Community Rating System and Florida communities at the Florida Division of Emergency Management website.

You can see the CRS rating of all communities across the country here, and see maps of community ratings across Florida on this page.

For more information on flood zones, and flood insurance, visit the City of Tamarac Flood Protection Information page at https://www.tamarac.org/420/Flood-Protection-Information.

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